With over 25 years in the mortgage and housing finance industry, Erik Schwartz is dedicated to helping borrowers and realtors achieve their goals with confidence and ease. A Direct Endorsement (DE) underwriter, Erik brings specialized expertise in FHA and other government loan products, ensuring he can guide clients through complex scenarios with clarity and care.

Throughout his career, Erik has held significant roles at prominent Fortune 500 companies, including JP Morgan Chase, Bank of America, Wells Fargo, Fannie Mae, and D.R. Horton. This experience has equipped him with a deep understanding of underwriting, credit policy, and risk management, which he leverages to streamline the loan process and deliver tailored solutions.

Whether working with first-time homebuyers, repeat borrowers, or realtors seeking a trusted partner, Erik focuses on providing clear guidance and exceptional service. His collaborative approach fosters trust and understanding, making him a go-to resource for simplifying the home loan process while addressing individual client needs.

Erik earned his business administration degree from the University of Florida. He lives in Southeast Virginia with his wife, Katie, an active-duty Air Force member, and their son, Erik Jr. Outside of work, Erik enjoys following both NFL and college football, as well as boating, fishing, and exploring the Chesapeake Bay with his family.

For borrowers seeking a seamless mortgage experience or realtors looking for a reliable lending partner, Erik is committed to delivering expertise, solutions, and unwavering support.