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Hello,
I'm Tony Bates
Loan Officer

NMLS#: 2468253

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Tony Bates
Hello, welcome to my page.

I live in the beautiful Shenandoah Valley of Virginia with my wife Kara and our young son Andrew. I love fishing, golfing, writing and recording music, coaching my son’s sports teams, and serving as lead pastor at my church.

I have over 10 years of retail and wholesale mortgage lending experience. I know what to look for when designing solutions for my clients and business partners. These days you can pretty much get a mortgage anywhere and for similar costs. It’s how I do what I do that separates me from the competition. Answering the phone, returning calls and emails quickly, keeping you in the loop at all stages of the process, and dealing with the unexpected head-on, are what make me different! I’d be honored to put my experience to work for you and your family and make one of your biggest decisions a pleasurable experience. Call or email me today and let’s talk about it!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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